Having difficulty in financing a mortgage?

Are you a self-employed person who is having difficulty in financing a mortgage? Whether you are a contractor, a consultant, a sales person on commission, a taxi driver, an actor, a self-employed worker, a waiter, an artist, or simply a contract worker, I have the product that you need! You will appreciate the simple credit approval process I can offer you. I have good news for you; I can find a mortgage product at a competitive rate that applies to your financial standing. Indeed, the self-employed workers and the salespeople on commission who cannot provide conventional evidence of their income can now be accepted with a mortgage loan for a purchase And this, with as little as 10% value of the property. 85% for refinancing (owner occupied only)

The criteria required?

• It’s very simple: to be an autonomous worker for at least 2 years, to hold a good credit rating, to have paid your taxes on time and never have declared bankruptcy.

The amount of the loan?

• This is a function of the income that you declared during last two years.

Down Payment?

• As little as 10% value of the property that you wish to purchase. 
• No down payment coming from gifts is allowed for this program.

Acceptable goals of the loan:

• 10% Deposit for Purchase
• 85% Refinancing for refunding of existing debts of mortgage holders, home renovations, consolidation of debts or increase in credit.  (Maximum $200 000.00 cash out)

Acceptable properties:

• Properties with maximum two lodging units, of which at least one must be used as main home.
• New constructions and existing properties.
• Properties with maximum two lodgings that are ready for sale, located in a durable market or where the request associated to the resale is realistic.
• Older homes (built before 1950) must be modernized considerably and the approximate residual economic value of the property must be equivalent or higher than that of the selected period of amortization.
• New constructions must be covered under the guaranteed terms of a program for new housing and approved by Genworth or SCHL. 

Contact me!

Whether you are a contractor, a consultant, a salesperson on commission, a taxi driver, an actor, an independent worker, a waiter, an artist, or simply a contract worker, I have the product that you need! You will appreciate the simple process of credit approval that I offer.